• Rise in fees is excluding children of average-earners
  • Dr Martin Stephen say private schools are putting themselves in danger

By Laura Clark

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Private schools have put themselves in danger warns Dr Martin Stephen

Private schools have put themselves in danger warns Dr Martin Stephen

Thousands of middle-income families have been priced out of private schools by inflation-busting fee rises.

Average fees have risen at nearly twice the rate of inflation over the past ten years.

The increases mean that private schooling is now beyond average earners in well-paid occupations, including pharmacists, architects, IT experts, engineers and scientists.

A decade ago, these professionals would have been able to afford to pay fees out of earned income.

Now, however, they would struggle without funding from other sources, according to the study.

The average annual fee for a day pupil at a private school is 11,457, up from 6,820 in 2002, researchers found. Charges have risen 68 per cent in that period, 1.8 times faster than retail price inflation over the same period, which was up 37 per cent.

Private school fees are considered affordable if they account for 25 per cent or less of the average annual full-time salary before tax.

But 11,457 represents 35 per cent of this average, which stands at 33,011, according to the study by Lloyds TSB Private Banking. In 2002, fees would have taken 27 per cent.

Suren Thiru, economist at the bank, said the rises make it 'increasingly difficult for the average worker in many occupations to afford a private education for their offspring'.

Those who can most easily afford the fees include accountants, senior police officers, airline pilots and  production managers as fees  represent 19 per cent of their annual earnings.

Excluded: The rise in fees for private schools means that average earners can no longer afford private schooling for their children

Excluded: The rise in fees for private education means that average earners can no longer afford independent schooling for their children

The findings follow a warning this year from the former head of a top private school that the sector is  losing public confidence by becoming the preserve of the super-rich.

Dr Martin Stephen, formerly of St Paul's School, West London wrote: 'Independent schools have put themselves in a very dangerous position; even more dangerous because they don't realise the danger.

'They are pricing themselves out of the reach of most normal people in the UK. The independent sector is becoming socially exclusive in a way not seen since Victorian times.'

Dr Stephen is now director of education at GEMS, an international schools group aiming to make private education 'affordable'.

He added: 'The sector has become too dependent on overseas parents and is profiting from a state sector in some turmoil as a result of radical change. Independents need to realign themselves with their clients.'

The biggest rises in fees have been in London and the South West, both up 79 per cent from 2002-12. Next were East Anglia (74 per cent) and the East Midlands and South East, both at just under 70 per cent.

The number of pupils enrolled at private schools has also fallen over the decade, according to the study.

Here's what other readers have said. Why not add your thoughts, or debate this issue live on our message boards.

The comments below have not been moderated.

Predictably, there'll be a lot of comments directed at the middle-classes, from spiteful and jealous chavs, along the lines of "serve them right". The problem is: If the middle-class disappear, as you gleefully hope, who will pay for your dole, tax-credits, housing benefits, and welfare state? Not the rich. They employ accountants to avoid paying tax.

Bring back grammar schools and the middle class will have no need or desire for private education.

Private education is becoming the preserve of the super rich? How is that then? An average independent school outside London will charge £4,000 a term for a day pupil; having £12,000 a year left over after necessities does not make you super rich. Private schooling is a big commitment for many parents, but, they hope, a worthwhile one to make. If you're talking about the situation at the most sought after boarding schools then things are, of course, different. Even so, £40,000 a year is something parents making a combined £150,000 a year before tax can stretch to if all they want is for their child to have the benefit of a brilliant education and will go without to see to it. The important question is more, will a middle class child fit in at Eton or Harrow, probably not; then again, will he fit in if he gets into Oxford even though the fees are comparatively little? If there is exclusion it is as much to do with class as it is wealth.

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